Sanitas Pymes Digital

Policy Overview

In Force: June 2025

Primary Care

  • General Medicine
  • Paediatrics (up to age 15)
  • Nursing

Emergencies

  • 24/7 emergency care
  • Sanitas 24hr phone line

Medical Specialities

Access to 35 medical specialities.

AllergologyCardiologyGeneral SurgeryCardiovascular SurgeryMaxillofacial SurgeryPaediatric SurgeryPlastic SurgeryThoracic SurgeryDermatologyEndocrinologyGeriatricsGynaecologyHaematologyHepatologyInternal MedicineNephrologyPneumologyNeurologyNeurosurgeryOphthalmologyOncologyOtolaryngologyPaediatric SpecialitiesDigestive SystemPsychiatryRheumatologyTraumatologyUrologyVascular SurgeryRehabilitationPain UnitNutritionGeneticsSleep UnitAndrology

Other Care Services

  • Ambulance
  • Physiotherapy
  • Psychology (max 15 sessions)
  • Podiatry (max 12 sessions)
  • Home Respiratory Therapy
  • Mother & Baby Programme

Hospital Admission

  • Single room included
  • All surgical costs covered
  • All diagnostic costs covered

Preventive Medicine

  • Paediatrics
  • Cardiology
  • Gynaecology
  • Urology
  • Gastroenterology
  • Pneumology

Traffic & Occupational Accidents

Cover for accidents at work or on the road.

Overseas Emergency Cover

  • Up to 90 days per trip
  • €12,000 cover limit
  • Emergency dental up to €300

Second Medical Opinion

For serious or chronic conditions — access worldwide specialist experts.

Sanitas Dental 21

Included dental plan with a broad range of treatments.

  • Personal Trainer & Physiotherapy
  • Nutrition
  • Psychology
  • Pregnancy & Postpartum
  • Healthy Child (up to age 14)
  • Pelvic Floor Care
  • Quit Smoking
  • Chronic Disease Monitoring
  • Home/Work Physiotherapy (5 sessions/year)
  • Medicine Delivery (6 deliveries/year)
  • 24/7 Emergency Video Consultation

  • Pre-existing undeclared conditions
  • Cosmetic / aesthetic procedures
  • Fertility treatment (IVF, insemination)
  • Refractive eye surgery
  • Bariatric / metabolic surgery
  • Robotic surgery
  • Alternative medicine
  • Chronic dialysis
  • Experimental treatments
  • Extreme sports injuries

BenefitWaiting Period
Life-threatening emergenciesNone
Minor surgery (Groups 0–II)3 months
Psychology / Complex diagnostics6 months
Childbirth / Caesarean8 months
Major surgery / Hospitalisation10 months
Vasectomy / Tubal ligation10 months
Complex therapeutic methods10 months